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Are you better off than your parents?
When it comes to housing, education and income, you have it a lot easier in some ways than your parents. But Mom and Dad trump you in others.
posted by Victor Lloyd Smith @ 5:53 PM
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Workers need better help with 401(k)s
Investor education, at least in its existing forms, isn't doing enough to help workers save for retirement, according to this columnist. Employers afraid of being sued, combined with less-than-adequate trainers, have led to "pseudo-advice -- laying out a lot of pie charts people don't understand, and throwing a list of mutual funds at people without any usable explanation."
posted by Victor Lloyd Smith @ 5:50 PM
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Personal accounts may save Social Security
Social Security reform is expected to come to the forefront of policy debate again, but Democrats will be more receptive to the notion of personal savings accounts if they are tied less directly to Social Security and more toward overall sayings. One former adviser to President Clinton is stumping for a universal 401(k) program.
posted by Victor Lloyd Smith @ 5:50 PM
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More prioir year tax resources.
posted by Victor Lloyd Smith @ 11:01 AM
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posted by Victor Lloyd Smith @ 11:01 AM
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Chicago: New Financial Capital of the World?
Buffet calls derivatives "financial weapons of mass destruction, carrying dangers that, while now latent, are potentially lethal � time bombs.
All it took was the Chicago Mercantile Exchange joining forces with the Chicago Board of Trade and Bam! -- Chicago, not New York, becomes the largest financial market in the world once the merger is approved.
It's all because of derivatives, a sophisticated and controversial investment product that few people outside financial services even understand.
posted by Victor Lloyd Smith @ 4:18 PM
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Businesses need help choosing default 401(k) investments
Now that businesses are free to automatically enroll workers in 401(k) plans, a new area of financial services is emerging -- helping those businesses choose the default investments for their workers. And according to a new report from Putnam Investments, three areas are worth paying attention to when making such a choice: wealth accumulation, wealth preservation, and the risk that a sudden downturn could prompt an employee to opt out of the plan.
posted by Victor Lloyd Smith @ 4:15 PM
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Tax breaks for lifetime annuities could protect retirees, study says
A recent study says the government should offer tax incentives to push retiring baby boomers to buy lifetime annuities -- thus cutting the risk that they'll spend down their retirement savings. A bill that would do just that -- exempting as much as 50% of annuity income from taxation, up to $5,000 for individuals or $10,000 for couples -- could come to a vote in the House Ways and Means Committee in the next session.
Learn more about annuities at www.TaxProsOnline.com. Annuities are agreat way to add to your retirement income. Call today: 718-875-0556.
posted by Victor Lloyd Smith @ 6:54 PM
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Fidelity to cut fees in Massachusetts "529" program
Fidelity Investments said it would make dramatic cuts in the fees for the college-savings plan it administers for Massachusetts. The move comes amid growing competition in the "529" sector -- Vanguard announced it was cutting fees last week for the program it sells in Nevada.
posted by Victor Lloyd Smith @ 6:50 PM
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New laws aim to protect soldiers from bad investments
Two new laws are aimed at protecting members of the U.S. armed forces from exploitation at the hands of unscrupulous brokers and insurance salesmen. Among the investment schemes targeted by the laws -- periodic payment or contractual plans that call for indirect investments in mutual funds over a 15- to 20-year period.
Better financial advise for veterans and soldiers.
With so much on your plate, you don't have time to waste. Get personal financial advice in a private setting from Tax Pros. We value your time and your questions. Together we'll help you reach your goals.
Tax Pros has the solution. We will show you how to build your savings and investments and health benefits.
Call today for more information: 718-875-0556
posted by Victor Lloyd Smith @ 11:49 AM
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Government pensions no longer safe from cutbacks
Few things in life have been as safe as a government pension. Even in the most difficult financial times, government workers knew that their retirement was guaranteed. But that may be changing, as growing numbers of cities and states look for ways to scale back current payments and promises.
Will the government cut your pension?
Just like major corporations, some cities, states and federal agencies are scaling back pension benefits. This can cause a major disruption to your retirement plans.
Tax Pros has the solution. We will show you how to protect your retirement income and health benefits.
Call today for more information: 718-875-0556
posted by Victor Lloyd Smith @ 11:44 AM
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Holding Back Business Process Progress
Our October research report shows that companies are eager
to use IT to improve business processes, but problems with
vendors, ill-defined processes and a lack of interdepartmental
cooperation are standing in their way.
posted by Victor Lloyd Smith @ 10:46 AM
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So You Have To Fire Someone. Now What?
Terminating an employee for any reason is never easy. Most legal actions filed by employees against an employer are termination related. Do you know how to protect yourself and your company from possible legal action?
READ THIS WHITE PAPER
Additional Resources
posted by Victor Lloyd Smith @ 10:42 AM
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The days of the 'free money' internet are gone. The idea of tossing a website up and watching the money roll in well, that is nothing more then a fairy tale. Today making money in an affiliate program requires some effort on the part of the affiliate. The internet and affiliate programs are not a get rich quick forum any longer.
posted by Victor Lloyd Smith @ 10:41 AM
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Google Custom Search Engine - 5 Custom Search Engine Examples
Google has recently released the Google Custom Search Engine. This new re-invention on "add Google to your site" is getting a lot of press on various web related blogs and even a few news outlets. Below you will find 5 cool ways in which you might choose to implement this tool for clients sites, your own sites, or even if you don't have a web site to use it on, how it can be a very great tool in your web based arsenal for sales, research, and world domination.
posted by Victor Lloyd Smith @ 10:40 AM
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Create Personalized Search Engines with Live Search Macros
Search engines are constantly evolving and adding new features in an effort to lure internet users to their sites. One of the new features offered on Live Search has recently caught my attention: Live Search Macros. This interesting new feature allows you to create personalized searches that focus the results around particular topics of interest to you. In this post, I'll review Live Search Macros and offer some tips on how to create them.
posted by Victor Lloyd Smith @ 10:39 AM
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Rich women want personalized advice, survey shows
What do women want? Well, the rich ones want financial advice in one-on-one settings, according to research by the Spectrem Group. The survey also showed that affluent women dislike seminars and newsletters.
posted by Victor Lloyd Smith @ 10:38 AM
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