Weigh Your Need For LTC Coverage

When you grow older, you might need help caring for yourself. Family members may not be able to do it.
If so, you'll have to pay for long-term care. And that can be expensive...

To avoid having to spend such large sums yourself, you can buy long-term care (LTC) insurance.

Look for policies that will pay for care in a variety of settings: in a nursing home, an assisted living facility and your own home.

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